By Adam Jusko, ProudMoney.com, adam@proudmoney.com

As painful as it to admit, I am 47 and will be 48 before the year is out. My youngest daughter just started high school. My wife and I are starting to have the big conversation: What comes next? Sure, we still have to work for a while, but it won’t be long before we must (or should) decide what to do in the years left to us. (Hopefully there will be many.)

A couple disconnects we already know of: I am more keen on getting into a warmer climate and less keen on having a home that requires upkeep. She is fine with Cleveland winters (for the most part) and wants at least a small piece of land to do some gardening. We have a lot to talk about.

All this is a lead-in to my review of the new book How Do I Get There From Here? by George H. Schofield. It’s sort of a What Color is Your Parachute? for the 50+ set, asking you to take stock of where you are in life, where you’d like to be as work responsibilities wind down (or not), and how to get there.

By Adam Jusko, ProudMoney.com, adam@proudmoney.com

Are you struggling right now? Need a little inspiration to keep climbing when it seems like everything and everyone is conspiring to knock you down? Check out the video below for a lesser-known John Mayer song called “Walt Grace’s Submarine Test, January 1967.” It’s a simple song about a man who determines to do something that no one around him believes in or can even understand. I’m not a John Mayer fan in general, but this song always gives me a little case of the goosebumps in the best way.

By Bill Symsick, ProudMoney.com, bills@proudmoney.com

Aldi announced today that it is partnering with Instacart for delivery of groceries to customers in three U.S. cities: Los Angeles, Atlanta, and Dallas. The catch, of course, is that you’ll pay Instacart’s delivery fee to get those groceries. Are you willing to pay to have your groceries delivered?

The first step toward that answer, obviously, is price. Instacart charges $5.99 for deliveries if your purchases are over $35 or $7.99 if your purchases are under $35. If you want your groceries in one hour or less, add $4 to those prices. You also can do an annual Instacart Express subscription for $99 that gives you “free” delivery on Aldi or any other retailer affiliated with Instacart in your area.

By Laura Mack, ProudMoney.com, lmack@proudmoney.com

Introduction: Some products deliver enticing benefits that are outweighed by their sheer dorkiness. In the first installment of an ongoing series we’re calling “Genius or Goofy?”, we ask you to ponder The Mosquito Defeating Sports Chair, which comes, not surprisingly, from Hammacher Schlemmer:

This summer I have been outdoors more than any summer I can remember in many years. I have A LOT of mosquito bites, especially on my ankles. I burn citronella candles, I use Off!, etc., but many times I simply forget and end up so bitten that I can barely fall asleep at night. This chair is made for me!

Or is it? Yes, it appears the “1.0mm-wide super-fine netting that helps keep out mosquitoes and protects one from insect-borne illnesses such as Zika and West Nile virus” might work just fine. But where will I use this? Sitting on my back deck? At the kids soccer games? Around the camp fire?

By Rebecca Anders, ProudMoney.com, randers@proudmoney.com

I went to a concert recently and, like I have many times before, I relied on Uber to take me home. Only this time the concert was bigger than normal, it was dark and loud outside, and the Uber driver was having a heck of a time finding me. He called me, I tried to hear what he was saying, he talked louder, I shouted in return. He finally ended up picking me up on a crowded corner and telling me to hurry up and jump in because a city bus was behind him honking its horn. Hardly a seamless experience.

If you have a similar Uber story (and I hope you don’t), you’ll be happy to know that Uber has made a change in its app to allow you to communicate with the driver through the app itself.