Bank of America Credit Cards – Reviews & Rankings

Bank of America offers 4 main credit cards in the general consumer credit card market. Below we rank & review these cards, plus offer a few words about special cards like those for students or those with bad credit/no credit.

Bank of America Customized Cash Rewards Visa – You’ll get 3% cash back in a category of your choice (from a list of possible categories), 2% back at grocery stores and wholesale clubs, and 1% back on everything else. Note that there is a cap on the earnings in the categories above 1% — if you hit $2500 in combined gas/grocery store/wholesale club purchases in a calendar quarter, any further purchases in those categories would earn 1%. You can earn a $200 bonus if you use the card for at least $1000 in purchases in the first 90 days after you are approved. No annual fee.

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