Target has released its Black Friday ad for 2019, and it includes deals & discounts happening on Black Friday, November 29, 2019.

• First off, you can see the full Target Black Friday ad brochure here.

Target stores will open at 5PM on Thanksgiving, Thursday, November 28, with Black Friday deals, and stay open until 1 AM. Stores will then close for six hours, re-opening at 7AM on Black Friday, November 29, 2019.

Early Black Friday Access for RedCard & Target Circle Members

If you are a Target RedCard credit card or debit card holder, you’ll also get “Early Access” to 100 online deals at Target.com or in the Target app all day on Wednesday, November 27. Target Circle members get early access, too, but not quite as early — these loyalty program members that don’t have the RedCard can shop the deals starting at 6PM Central Time on Wednesday, November 27.

Lending Club is a peer-to-peer lending and investing website. As a Lending Club user, you can seek personal loans that are funded by other users on the site. Or, vice versa, you can choose to be an investor, loaning money to Lending Club borrowers.

Technically, Lending Club is not a straight peer-to-peer lending/investing process. There is still a financial institution acting as an intermediary; in this case that is a bank called WebBank. WebBank technically makes the loans to Lending Club borrowers. (See who else WebBank works with.)

Why would you use Lending Club?

• If you are seeking a loan, Lending Club may be a way to get that loan at a lower interest rate than from a bank or other lender.
• If you are an investor, you may be able to get a higher return on your money than you’d get from other investments you might make.

Neither of those things is guaranteed, however.