Best Reloadable Prepaid Debit Cards with Low or No Fees

If you prefer debit over credit but don’t have a bank debit card, below we offer a list of the best reloadable prepaid debit cards on the market. If you want to avoid fees, you might actually want to carry a number of them, because each one lets you avoid certain fees (like per-transaction or ATM fees), but then charges you in a different way — so mix and match to find the right combination:

  • Bluebird Prepaid American Express Card – No monthly fee and no per-purchase fee makes this the best prepaid deal on the market. ATM withdrawals are free within the MoneyPass ATM network, and $2.50 out-of-network. Cash reloads may cost up to $3.95 but they are free at Walmart stores. If you want an easy option with the possibility of no fees (or very low fees compared to other cards), this would be our first recommendation.
  • American Express Serve – Amex offers 4 other prepaid cards, all of which are also among the best when it comes to low fees or no fee at all. If you will have a direct deposit of at least $500 going on to the card each month, the Direct Deposit Serve prepaid card has no fees per month and no per-transaction or ATM fees. If you won’t use the card often, choose the no monthly fee Pay As You Go Serve prepaid card that charges $1 per transaction and $2.25 per ATM withdrawal. Or, you could pay a monthly $6.95 or $7.95 for one of the other cards (including one that gives cash-back rewards) if you want to avoid most per-transaction fees but won’t have a direct deposit going on to the card.

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Best Birthday Freebies + Other Free Birthday Stuff

By Adam Jusko,,

Sure, your birthday’s fun. But it could’ve been a lot more fun all these years if you’d been taking advantage of the free stuff available only on your birthday. Below we list our Top 5 best birthday freebies, followed by other birthday freebies if you want to spend your whole birthday hunting free stuff:

  • Denny’s Original Grand Slam – Start off your big day with a free Original Grand Slam (pancakes, eggs, bacon & sausage) from Denny’s. (Must join Denny’s Rewards program to get free birthday coupon.) That’s a generous freebie.

  • Starbucks – Get a free drink on your birthday if you are part of the Starbucks Rewards program (and have made at least one Star-earning purchase in the past). According to Starbucks, “You will receive “one (1) complimentary handcrafted beverage OR one (1) complimentary food item OR one (1) complimentary ready-to-drink bottled beverage.”


  • Sephora – Get a free birthday package if you are part of the free Beauty Insider rewards program.

  • Red Robin – Free birthday burger when you join Red Robin Royalty rewards program.

  • Krispy Kreme – Get a free Krispy Kreme doughnut on your birthday if you download the Krispy Kreme app onto your mobile phone.

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