Current average 30-year mortgage rates, plus current rates from select mortgage lenders. Last Updated: November 28, 2022
30-Year Mortgage Averages:
- 30-Year Conventional, Fixed Rate Mortgage Loan – 6.30% APR
- 30-Year FHA Mortgage Loan – 6.50% APR
- 30-Year VA Mortgage Loan – 6.03% APR
- 30-Year Jumbo Mortgage Loan – 6.12% APR
30-Year Conventional, Fixed Rate Mortgage Rates as Reported from Individual Lenders:
- Bank of America: 6.486% APR (6.25% interest rate with 0.872 points)
- Better Mortgage: 6.372% APR (6.125% interest rate with 2.39 points)
- Rocket Mortgage: 6.802% APR (6.5% interest rate with 1.875 points)
- Truist: 6.5688% APR (6.4% interest rate with 1 point)
- Wells Fargo: 6.329% APR (no points)
Note that lenders referenced here do not guarantee these rates for all borrowers; each is a snapshot of current 30-year mortgage rate offerings. Actual rates may depend on your area of the country, your credit history, your down payment, and other factors.