Current average 30-year mortgage rates, plus current rates from select mortgage lenders. Last Updated: September 18, 2023
30-Year Mortgage Averages:
- 30-Year Conventional, Fixed Rate Mortgage Loan – 7.19% APR
- 30-Year FHA Mortgage Loan – 7.31% APR
- 30-Year VA Mortgage Loan – 6.45% APR
- 30-Year Jumbo Mortgage Loan – 7.47% APR
30-Year Conventional, Fixed Rate Mortgage Rates as Reported from Individual Lenders:
- Bank of America: 8.003% APR (7.75% interest rate with 0.811 points)
- Better Mortgage: 7.100% APR (6.875% interest rate with 2.02 points)
- Rocket Mortgage: 7.93% APR (7.625% interest rate with 1.875 points)
- Truist: 7.9504% APR (7.875% interest rate with no points)
- Wells Fargo: 7.318% APR (7.125% interest rate with 0.75 points)
Note that lenders referenced here do not guarantee these rates for all borrowers; each is a snapshot of current 30-year mortgage rate offerings. Actual rates may depend on your area of the country, your credit history, your down payment, and other factors.