30-Year Mortgage Rates – 30 Year Rate Average and Current Rates from Select Lenders

Current average 30-year mortgage rates, plus current rates from select mortgage lenders. Last Updated: September 18, 2023

30-Year Mortgage Averages:

  • 30-Year Conventional, Fixed Rate Mortgage Loan – 7.19% APR
  • 30-Year FHA Mortgage Loan – 7.31% APR
  • 30-Year VA Mortgage Loan – 6.45% APR
  • 30-Year Jumbo Mortgage Loan – 7.47% APR

30-Year Conventional, Fixed Rate Mortgage Rates as Reported from Individual Lenders:

  • Bank of America: 8.003% APR (7.75% interest rate with 0.811 points)
  • Better Mortgage: 7.100% APR (6.875% interest rate with 2.02 points)
  • Rocket Mortgage: 7.93% APR (7.625% interest rate with 1.875 points)
  • Truist: 7.9504% APR (7.875% interest rate with no points)
  • Wells Fargo: 7.318% APR (7.125% interest rate with 0.75 points)

Note that lenders referenced here do not guarantee these rates for all borrowers; each is a snapshot of current 30-year mortgage rate offerings. Actual rates may depend on your area of the country, your credit history, your down payment, and other factors.

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