No credit card reward is more flexible than cash. That’s why cash back credit cards are the favorite type of card for most people. Depending on where your purchasing dollars are spent each month, you might consider one or more of these credit cards that return some of your hard-earned cash back to you:
card_name – Why We Like It: The Blue Cash Everyday is maybe the best rewards credit card for grocery purchases with no annual fee, plus a rare 3% reward for general online purchases. EARN: 3% cash back on groceries at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 3% cash back on U.S. online retail purchases on up to $6,000 per year in purchases (then 1%), 3% cash back on gas at U.S. gas stations on up to $6,000 per year in purchases (then 1%), 1% cash back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
NEW CARDHOLDER WELCOME BONUS OPPORTUNITY: bonus_miles_full card_name. American Express is a ProudMoney advertiser.
card_name – Why We Like It: Chase Freedom Unlimited offers good cash-back on everyday categories, and a nice “catch all” reward rate on other purchases, with no annual fee. Earn 5% on travel purchased through Chase Travelâ„ , 3% on dining at restaurants (including takeout and eligible delivery services), 3% on drugstore purchases, and 1.5% on all other purchases.
INTRO OFFER FOR NEW CARDHOLDERS: bonus_miles_full 👀
card_name – Why We Like It: Capital One SavorOne offers generous cash back in everyday categories where you are likely to be doing real spending, with no annual fee! Earn 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases.
EARLY SPEND BONUS: bonus_miles_full
card_name – Why We Like It: Blue Cash Preferred lets you earn 6% cash back on up to $6,000 per year in purchases at U.S. supermarkets (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back on transit purchases, 3% cash back at U.S. gas stations, 1% cash back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
NEW CARDHOLDER WELCOME BONUS OPPORTUNITY: bonus_miles_full Annual fee: annual_fees card_name. American Express is a ProudMoney advertiser.
card_name – Why We Like It: The Capital One Quicksilver is the original “flat” cash back credit card, giving you 1.5% cash back on all of your card purchases, without the need to consider different purchase categories — just a simple 1.5% rebate across the board on purchases. No annual fee. New Cardholder Bonus Opportunity: bonus_miles_full.
Cash Back Business Credit Cards:
card_name – Why We Like It: Chase’s Ink Business Cash Credit Card offers high reward opportunities (as high as 5%) on common small business categories, a big new cardholder bonus opportunity, and no annual fee.
EARN: 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases.
NEW CARDHOLDER BONUS OPPORTUNITY: bonus_miles_full.
card_name – Why We Like It: Simple rewards formula with no annual fee, big bonus opportunity for new cardholders. EARN: 1.5% cash back on all purchases with the card.
NEW CARDHOLDER BONUS OPPORTUNITY: bonus_miles_full
Author: Adam Jusko