Best Savings Accounts – Best Bank Interest Rates & Bonuses – September 2022

Below is a list of the top 8 savings account offers available right now, with information on the interest rates offered and any other relevant info about the bank. Note that new account bonus offers are also factored in to our rankings of the best savings accounts:

SoFi Savings & Checking

Savings Account Rate: 2.00 APY if direct deposit set up, otherwise 1.00% APY

Notes: New Customer Bonus of up to $325! (Earn $50-$300 if you set up direct deposit into this combined Savings/Checking account, depending on the direct deposit amount, and another $25 if you are a new SoFi customer. This offer is a referral from ProudMoney; be sure to read the Terms & Conditions so you get all bonuses coming to you.)

No monthly fees, no minimum balance fees.

 

Ivy Bank High-Yield Savings Account

Savings Account Rate: 2.30% APY

Notes: Requires a $2500 minimum deposit to open account and ongoing $2500 balance to maintain this interest rate.

 

Bask Bank

Savings Account Rate: 2.20% APY

Notes: No fees, no minimum deposit to open

 

Bread Savings High-Yield Savings Account

Savings Account Rate: 2.15% APY

Notes: $100 minimum opening balance, no monthly maintenance fees

 

Marcus by Goldman Sachs

Savings Account Rate: 1.70% APY

Notes: No fees, no minimum deposit to open

 

Discover Bank Online Savings Account

Savings Account Rate: 1.70% APY

Notes: No fees, no minimum deposit to open

 

SmartyPig (Sallie Mae Bank)

Savings Account Rate: 1.65% APY

Notes: No monthly maintenance fees.

 

Alliant Credit Union High-Rate Savings

Savings Account Rate: 1.60% APY

Notes: $100 average daily balance required to earn interest. $10 Inactivity Fee if no deposits/withdrawals for a year. (See other potential fees.) Must join Alliant Credit Union (if not already a member).

 

* Rates change often; please see individual bank websites to confirm rate posted here.


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