If you are considering the Citi Custom Cash℠ Card as your next credit card, you might wonder what the “Select Travel” purchasing category includes and doesn’t include when it comes to potentially earning a 5% reward on those purchases.
- Citi specifically says that Select Travel for the Citi Custom Cash℠ Card includes “airline, hotel, cruise line and travel agency purchases.” (Some people online have reported that Airbnb is included as well, but we have not confirmed this.)
- Citi also says certain purchases do NOT qualify. Select Travel for the Citi Custom Cash℠ Card excludes “timeshares, boat leases and rentals, campgrounds and trailer parks, and real estate agencies.”
What about Car Rental, Taxis, etc.?
Good question. These categories, which sometimes are placed into “travel” with other credit cards, are actually part of the “Select Transit” category for the Citi Custom Cash℠ Card. Citi defines Select Transit as including:
“car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines, and motor home and recreational vehicle rentals.” (Some people online have reported that Uber and Lyft fall under Select Transit as well, but we have not confirmed this.)
The Other 5% Eligible Categories
In addition to Select Travel and Select Transit, the other Citi Custom Cash℠ Card 5% eligible categories are: Restaurants, Gas Stations, Grocery Stores, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs, and Live Entertainment.
You’ll earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, and 1% cash back after that. You’ll also earn 1% cash back on any purchases that aren’t in your top eligible spend category.
New cardholders can also earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. (This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.)
Author: Adam Jusko