Many credit cards charge you a 3% fee for international purchases, especially if your card does not have an annual fee. But not all! Here’s a list of credit cards with no annual fee that don’t charge the dreaded foreign transaction fee when traveling overseas:
card_name – Why We Like It Best for Foreign Travel: The Capital One SavorOne offers generous cash back in everyday categories where you are likely to be doing real spending, with no annual fee and no foreign transaction fees!
Earn 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases.
EARLY SPEND BONUS: bonus_miles_full.
card_name – Why We Like It: No annual fee and foreign transaction fees, but this Hilton credit card also offers generous points-earning opportunities, including 7X points for eligible purchases at hotel and resorts in the Hilton portfolio, 5X points at U.S. restaurants, 5X points at U.S. supermarkets, 5X points at U.S. gas stations, etc. Plus, complimentary Hilton Honors Silver status.
New Cardholder Bonus Opportunity: bonus_miles_full
card_name. American Express is a ProudMoney advertiser.
card_name – Why It Makes The List: The Capital One Quicksilver offers an easy-to-understand cash back formula: 1.5% cash back on every purchase you make with the card. No annual fee, no foreign transaction fee. EARLY SPEND BONUS: bonus_miles_full.
card_name – The no-annual-fee Petal credit card with no foreign transaction fees is targeted at people who are new (or newer) to credit (even those with no credit score currently). An ideal credit building card, it starts you off with 1% cash back on all purchases, but boosts that cash-back rate to 1.5% after you make 12 on-time monthly payments.
You can also see if you’re pre-approved in minutes without impacting your credit score. Petal credit cards are issued by WebBank, Member FDIC.
card_name – The no-annual-fee credit card in Capital One’s Venture travel card lineup lets you earn 1.25 miles per dollar on every purchase, but even more on hotels and rental cars booked through Capital One Travel, where you’ll get 5 miles per dollar.
Redeem miles to book new travel or get credit toward past travel charged to the card. (Other reward redemptions available, too.) Like all Capital One credit cards, no foreign transaction fees.
New Cardmember Offer: bonus_miles_full.
card_name – No-annual-fee Delta Airlines credit card has no foreign transaction fees and offers 2X miles on dining at U.S. restaurants as well as 2X miles on purchases made directly with Delta. (1X miles on other purchases.) 20% back on in-flight purchases and other benefits as well.
New Cardholder Bonus Opportunity: bonus_miles_full
card_name. American Express is a ProudMoney advertiser.
- Amazon Rewards Visa – Get a 3% rebate on Amazon purchases (or 5% if you’re an Amazon Prime customer), 2% on purchases at restaurants, gas stations, and drug stores, and 1% back on all other purchases. No annual fee and no fees on those foreign transactions when traveling abroad. (NOTE: As an Amazon Associate, we earn from qualifying purchases.)
- Citizens Bank Cash Back Plus Mastercard – No annual fee credit card offers a straight 1.8% cash back on everything you buy — and no foreign transaction fees.
- JetBlue Mastercard – The no-annual-fee version of this popular airline credit card has no foreign transaction fees and plenty of opportunities to earn JetBlue frequent flyer miles.
Author: Adam Jusko