The Airbnb credit card that gives you 3% off your rentals

By Adam Jusko, ProudMoney.com, adam@proudmoney.com

Airbnb has become so popular, I’ve often thought they should launch a rewards credit card. People would jump at the chance to earn rewards or discounts on Airbnb, because in many ways it’s become like the world’s biggest hotel “chain” — if you can consider a collection of privately-owned living spaces a chain.

But then I realize there sort of already is an Airbnb credit card, a card that gives you a 3% rebate on all of your Airbnb stays — plus a ton of other perks.

It’s the Uber Visa.

Yep, the credit card with Uber’s name on the front is actually the best card to use for Airbnb purchases, because you get a 3% rebate on every Airbnb rental, plus 3% on other vacation rentals you might book through sites like VRBO and HomeAway.

The 3% rebate on Airbnb rentals is of course just part of what the Uber credit card offers you. You also get:

• 4% back on dining, making it maybe the best rewards card for dining out as well
• 3% back on hotels and airfare (as well as Airbnb and other vacation rentals)
• 2% back on online purchases, which includes Uber rides and streaming services as well as general e-commerce
• 1% back on everything else.

The Uber Visa is one of our Top Ten Credit Cards because of all these perks, but in this case I wanted to highlight the Airbnb aspect, because it doesn’t get talked about much and it’s really a nice perk — especially when you consider that this is a credit card that does not charge an annual fee.

Honestly I have to wonder if this card will dial back some of the benefits over time, because it’s a pretty sweet rewards formula and you wonder if it’s maybe even too generous.