What are my payment options at Costco?

Updated September 23, 2023 – One of the quirks of shopping at Costco is that not all the standard, expected forms of payment are accepted in their stores. In the past, Costco only accepted American Express cards; now they only accept Visa credit cards in their stores. Online at Costco.com is a different story, however. Below you’ll find accepted payment options at Costco stores as well as what Costco takes as payment online:

Payment options inside Costco stores:

  • Cash
  • Checks
  • Most PIN-based Debit / ATM Cards
  • Visa credit cards (no other credit card types accepted)
  • EBT Cards
  • Costco Shop Cards
  • Mobile payments: Apple Pay, Google Pay, Samsung Pay
  • Traveler’s checks

NOTE: Costco gas stations only accept Visa credit cards as well as PIN-based debit cards and Costco Shop Cards.

Payment options at Costco.com:

  • Visa, and Mastercard credit cards (NOT American Express or Discover)
  • Most PIN-based debit / ATM cards
  • Costco Shop Cards
  • Visa Click To Pay