What are my payment options at Costco?

One of the quirks of shopping at Costco is that not all the standard, expected forms of payment are accepted in their stores. In the past, Costco only accepted American Express cards; now they only accept Visa credit cards in their stores. Online at Costco.com is a different story, however. Below you’ll find accepted payment options at Costco stores as well as what Costco takes as payment online:

Payment options inside Costco stores:

  • Cash
  • Checks
  • Most PIN-based Debit / ATM Cards
  • Visa credit cards (no other credit card types accepted)
  • EBT Cards
  • Costco Cash Cards
  • Mobile payments: Apple Pay, Google Pay, Samsung Pay

NOTE: Costco gas stations only accept Visa credit cards as well as PIN-based debit cards and Costco Cash Cards.

Payment options at Costco.com:

  • Visa, Mastercard, and Discover credit cards (NOT American Express, however)
  • Most PIN-based debit / ATM cards
  • Costco Cash Cards
  • Visa Checkout