What’s the foreign transaction fee on the Chase Freedom Unlimited?

The Chase Freedom Unlimited credit card has a 3% foreign transaction fee, meaning you will pay an extra 3% on your purchases when you use the card outside of the United States. For example, a restaurant bill in Italy that totals $100 in U.S. dollars would get an extra $3 fee tacked on because you were outside of the United States.

The Chase Freedom Unlimited is definitely not alone in charging this extra 3% foreign transaction fee; many credit cards charge the same fee, especially if the card in question has no annual fee. (Many travel-focused credit cards with annual fees do not charge extra for international transactions.)

However, you can find no-annual-fee credit cards that don’t charge foreign transaction fees. For example, none of Capital One’s credit cards charge foreign transaction fees.

The only no annual fee credit cards from Chase that don’t have foreign transaction fees are the following co-brand cards: