Sometimes people get (understandably) confused as to where their credit cards are accepted, especially if those cards come from retail stores or they have funky designs that make it hard to see what type of bank card they actually have. Below we offer a long list of credit cards, with a few words about whether they can be used just about everywhere or whether they are confined to a certain store chain. (Note that Mastercard and Visa are accepted just about everywhere, while American Express and Discover have a somewhat more limited acceptance, but can still be used widely.) If you have questions or corrections to suggest, leave them in the comments at the bottom of the page.
- Amazon Rewards Visa & Amazon Prime Visa – Accepted anywhere Visa is accepted.
- Amazon Store Card – Accepted only on Amazon.com.
- American Eagle Outfitters Credit Card – If you have an American Eagle Visa, it is accepted anywhere Visa is accepted. If you have an American Eagle store credit card (not Visa), it is accepted at American Eagle and Aerie only.
- Amex EveryDay Credit Card – This card is an American Express card and is accepted everywhere Amex is accepted.
- Art Van Credit Card – Accepted only at Art Van.
- Banana Republic Credit Card – If you have the Banana Republic Visa, it is accepted anywhere Visa is accepted. If you have the Banana Republic store credit card (not Visa), it is accepted at Banana Republic, Gap, Old Navy, and Athleta only.
- Bank of America Cash Rewards Credit Card – This card is a Mastercard and is accepted everywhere Mastercard is accepted.
- BankAmericard Credit Card – This card is a Mastercard and is accepted everywhere Mastercard is accepted.
- Belk Credit Card – If you have the Belk Mastercard, your card is accepted anywhere Mastercard is accepted. If your card is a store-only card (no Mastercard symbol on it), then it is accepted only at Belk stores.
- Best Buy Credit Card – If you have a Best Buy Visa, it is accepted anywhere Visa is accepted. If you have a Best Buy store credit card (not Visa), it is accepted at Best Buy only.
- Blue Cash Everyday Card Credit Card – This card is an American Express card and is accepted everywhere American Express is accepted.
- Capital One Platinum Credit Card – This card is a Mastercard and is accepted everywhere Mastercard is accepted.
- Capital One Quicksilver – This card is a Visa and is accepted everywhere Visa is accepted.
- Capital One Savor Dining Rewards Card – This card is a Mastercard and is accepted everywhere Mastercard is accepted.
- Chase Freedom Credit Card – This card is a Visa and is accepted everywhere Visa is accepted.
- Chase Freedom Unlimited – This card is a Visa and is accepted everywhere Visa is accepted.
- Chase Slate Visa – Accepted everywhere Visa is accepted.
- Citi Diamond Preferred Card – This card is a Mastercard and is accepted everywhere Mastercard is accepted.
- Citi Double Cash Credit Card – This card is a Mastercard and is accepted everywhere Mastercard is accepted.
- Costco Anywhere Visa Card – Accepted anywhere that Visa is accepted, including Costco.
- Credit One Credit Cards – All Credit One credit cards are Visa cards and are accepted everywhere Visa is accepted.
- Dick’s Sporting Goods/ ScoreRewards Credit Card – If you have the Dick’s Mastercard, it is accepted anywhere Mastercard is accepted. If you have the Dick’s store credit card (not Mastercard), it is accepted at Dick’s Sporting Goods, Golf Galaxy, and Field & Stream only.
- Discover it Card – Accepted everywhere Discover is accepted.
- Discover it Miles Travel Credit Card – Accepted everywhere Discover is accepted.
- Ebates Cash Back Visa Credit Card – Accepted anywhere Visa is accepted.
- DrivePlus Mastercard (Chrysler, Dodge, Jeep credit cards) – Accepted everywhere Mastercard is accepted.
- Fidelity Rewards Visa Signature Card – Accepted everywhere Visa is accepted.
- First National Bank of Omaha Complete Rewards Visa – Accepted everywhere Visa is accepted.
- First Premier Mastercard – Accepted everywhere Mastercard is accepted.
- First Progress Secured Mastercard – Accepted everywhere Mastercard is accepted.
- GapCard Credit Card – If you have the Gap Visa, it is accepted anywhere Visa is accepted. If you have the Gap store credit card (not Visa), it is accepted at Gap, Old Navy, Banana Republic, and Athleta only.
- GM Card / BuyPower Card – This card is a Mastercard and is accepted everywhere Mastercard is accepted.
- Home Depot Consumer Credit Card – Accepted only at Home Depot.
- Home Depot Project Loan Mastercard – Despite being a Mastercard, it appears to only be accepted at Home Depot for large purchases (and only for 6 months after approval).
- Home Depot Commercial Revolving Charge – Accepted only at Home Depot.
- Home Depot Commercial Account – Accepted only at Home Depot.
- Horizon Gold Credit Card – Accepted only at TheHorizonOutlet.com.
- Hyatt Credit Card – This card is a Visa and is accepted everywhere Visa is accepted.
- Kay Jewelers Credit Card – Accepted only at Kay Jewelers.
- Kohl’s Charge Credit Card – Accepted only at Kohl’s.
- LensCrafters Credit Card – Accepted only at LensCrafters.
- Lowe’s Advantage Card Credit Card – Accepted only at Lowe’s.
- Lowe’s Business Credit Cards – Lowe’s Business Rewards Card from American Express is accepted anywhere American Express is accepted. The Lowe’s Business Account Card and the Lowe’s Accounts Receivable Card are accepted only at Lowe’s.
- Macy’s Credit Card – If you have the Macy’s American Express, it is accepted anywhere American Express is accepted. If you have the Macy’s store credit card (not Amex), it is accepted at Macy’s only.
- Men’s Wearhouse Perfect Fit Credit Card – Accepted only at Men’s Wearhouse.
- Merrick Bank Credit Cards – merrick Bank offers Visa credit cards, which are accepted everywhere Visa is accepted.
- Milestone Gold Mastercard – Accepted everywhere Mastercard is accepted.
- NASCAR Visa – Accepted everywhere Visa is accepted.
- Old Navy Credit Card – If you have the Old Navy Visa, it is accepted anywhere Visa is accepted. If you have the Old Navy store credit card (not Visa), it is accepted at Old Navy, Gap, Banana Republic, and Athleta only.
- Ollo Credit Cards – Both Ollo credit cards are Mastercard cards, so they are accepted anywhere Mastercard is accepted.
- OpenSky Secured Visa – Accepted everywhere Visa is accepted.
- PayPal Cashback Mastercard – Accepted anywhere Mastercard is accepted.
- PayPal Extras Mastercard – Accepted anywhere Mastercard is accepted.
- Priceline Rewards Visa – Accepted anywhere Visa is accepted.
- Raymour & Flanigan Credit Card – Accepted only at Raymour & Flanigan.
- Rooms To Go Credit Card – Accepted only at Rooms To Go.
- Sam’s Club Credit Card – If you have the Sam’s Club Mastercard, it is accepted anywhere Mastercard is accepted. If you have the Sam’s Club store credit card (not Mastercard), it is accepted at Sam’s Club and Walmart only.
- Sheetz Platinum Visa Credit Card – Accepted anywhere Visa is accepted.
- Sheetz Business Edge Credit Card – Accepted only at Sheetz locations.
- Target REDCard Credit Card – Accepted only at Target unless you have a legacy Target Visa or Mastercard. (Target previously offered Visa and Mastercard credit cards but no longer takes applications for these.)
- TJX Rewards Credit Card – If you have the TJX Mastercard, it is accepted anywhere Mastercard is accepted. If you have the TJX Rewards store credit card (not Mastercard), it is accepted at TJ Maxx, Marshalls, HomeGoods, and Sierra Trading Post only.
- Total Visa – Accepted everywhere Visa is accepted.
- Toys R Us Credit Card – If you have the Toys R Us Mastercard, it is accepted anywhere Mastercard is accepted. If you have the Toys R Us store credit card (not Mastercard), it is accepted at Toys R Us and Babies R Us only.
- Uber Visa Credit Card – Accepted anywhere Visa is accepted.
- Walmart Credit Card – If you have the Walmart Mastercard, it is accepted anywhere Mastercard is accepted. If you have the Walmart store credit card (not Mastercard), it is accepted at Walmart and Sam’s Club.
- Wyndham Rewards Visa Card – Accepted everywhere Visa is accepted.
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