No one is simply handing out dollar bills y’all, but many companies are willing to give free money as an incentive to get you to do something else. Want to make free money fast? Try these opportunities first:

Sign Up For The Wells Fargo Propel Card – Now this one does require a little work, because to get that $300 you have to spend at least $3000 with this credit card in the first three months that you have it. On the upside, it’s a strong rewards card that gives you 3 points (or 3% when used toward cash back) for every dollar you spend on eating out, gas purchases, rideshares (i.e., Uber & Lyft), flights, hotels, car rentals, home stays (Airbnb), and streaming services. You get 1% back on everything else. Do you have $1000 or more in expenses that you can put on this card for three months? If so, you’ll get an extra $300.

Get a Free $200 for Opening a Chase Checking Account – Open a new checking account with Chase and get free money to the tune of $200, provided you also do at least one direct deposit into the account as well. Chase defines a direct deposit as “an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.” (You can also get a free $150 if you open a Chase savings account and keep at least $10,000 in the account for at least 90 days.)

Walmart offers a credit card that it hopes offers enough rewards to keep you loyal to both the card and Walmart itself. But how do its perks stack up to the competition? Does it deserve a place in your wallet? We investigate.

What You Get

Walmart’s credit card (which is issued by Synchrony Bank) offers cash back as a statement credit. That means you don’t ever see the money in your hands but it is deducted from your credit card bill, which is essentially the same thing. Many cash back credit cards work this way, so nothing to complain about there.

Here’s what you get in rewards:

• 3% back on purchases on Walmart.com (includes grocery pickup purchases ordered online)
• 2% back on purchases on purchases of gas at Murphy USA and Walmart
• 1% back on all other card purchases

In addition, if you apply for the Walmart credit card and are instantly approved, you can save $35 on any purchases you make on the day of approval, provided you spend at least $75 in total. (If you don’t get an instant approval but are approved later, you will still receive a similar bonus offer as a new cardholder.)

If we were looking for an opportunity to work from home, these are the 15 opportunities we’d tackle first. All are legitimate stay-at-home work jobs, and this site does not receive any compensation if you choose to work with one of them. (See also: How To Make Money Without A “Regular” Job)

• Enterprise – The well-known car rental company often hires at-home customer service representatives and reservation agents who work with Enterprise customers by telephone.
• TTEC (TeleTech) – Offers work-at-home customer service opportunities. From their site: “As a TTEC@Home associate, you’ll use TeleTech’s proprietary technology to support and assist customers with a variety of customer service and technical needs. This could include helping customers over the phone, via chat, or on social media. Best of all, you can do it all while wearing your slippers or flip flops! (To get started, you’ll need internet access and a home phone.)”

By ProudMoney.com Staff

This is the cut-to-the-chase list of our Top 10 credit cards (actually 16, oops), based on overall quality, which could mean any combination of rewards, low interest rates, or other features that we choose. Which is the best credit card? We’ll give you our #1 choice, but you’ll be proud to go into financial battle with any of the others, too:

#1 PayPal Cashback Mastercard – You get 2% cash back on every purchase with this card, which is accepted anywhere that takes Mastercard, both online and offline. Your cash rebates are deposited straight to your PayPal account (you’ll need to establish a PayPal account if you don’t already have one), where you can use that cash toward online purchases or have it moved to your bank account. No annual fee and a generous, easy-to-understand rebate formula puts this newer credit card right up at the top as the everyday cash-back choice in today’s market.

#2 Citi Double Cash Card – Citi unnecessarily complicates this offer, which fools some into not realizing how good it is. Bottom line: You get 2% cash back on all your purchases, provided you eventually pay them off. What that means: You get 1% cash back on the purchase as soon as you make it, then you get 1% cash back on your card balance payments. 1% + 1% = 2%. No annual fee.

By Adam Jusko, ProudMoney.com, adam@proudmoney.com

Earning dividends on their investments is a goal for many investors, especially those who are in or nearing retirement. Vanguard is a popular funds company, due in particular to the low expense ratios (i.e., fees) of most of its funds. Below we offer a list of Vanguard dividend mutual funds and exchange-traded funds (ETFs), with a short summary that will shed some light on how they differ. (If a mutual fund and ETF are essentially the same in terms of holdings and investing goals, they are listed together.)

• VDAIX (Vanguard Dividend Appreciation Index Fund) and VIG (Vanguard Dividend Appreciation ETF) – Index fund or ETF that tracks the performance of the Nasdaq US Dividend Achievers Select Index, consisting of companies that have a history of increasing dividends. Top holdings include Microsoft, Walmart, Johnson & Johnson, PepsiCo, and McDonald’s.
• VYM (Vanguard High Dividend Yield ETF) and VHDYX (Vanguard High Dividend Yield Index Fund) – These Vanguard funds have the same stocks in their baskets, but the ETF has lower costs. Both track the performance of the FTSE High Dividend Yield Index, which includes stocks of companies generally characterized by high dividend yields. These slower-growing companies generally offer high dividend yields but may not provide as high of a total return in a bull market. Income-focused fund is likely to be attractive to investors who have a long-term investment goal and a tolerance for stock market volatility. Top holdings include JPMorgan Chase, Exxon Mobil, Johnson & Johnson, Wells Fargo, and Chevron.