Mortgage Rates Today

As of September 16, 2022, the average 30-year fixed mortgage rate is 6.14% APR. The average 15-year fixed mortgage rate is 5.36% APR. Other key current rates are listed in the table below:

Mortgage Type Interest Rate
30-Year Fixed-Rate Mortgage 6.14% APR
20-Year Fixed-Rate Mortgage 5.88% APR
15-Year Fixed-Rate Mortgage 5.36% APR
7 Year ARM (Adjustable-Rate) 5.45% APR
5 Year ARM (Adjustable-Rate) 5.34% APR
30-Year FHA 6.17% APR
30-Year VA 5.55% APR
30-Year Jumbo 5.80% APR
15-Year Jumbo 5.34% APR


Mortgage interest rates continue to climb — this is the first time that the 30-Year Fixed Mortgage Rate average has exceeded 6% since 2008 (according to Freddie Mac).

NOTE: these “average” rates encompass a large number of lenders and a large number of different U.S. geographies, so the rates you are quoted may be different than you see here — be sure to shop around.


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