Mortgage Rates Today

  • As of November 13, 2023, the average 30-year fixed mortgage rate is 7.47% APR. The average 15-year fixed mortgage rate is 6.84% APR.

Other key current rates are listed in the table below:

Mortgage Type Interest Rate
30-Year Fixed-Rate Mortgage 7.47% APR
20-Year Fixed-Rate Mortgage 7.18% APR
15-Year Fixed-Rate Mortgage 6.84% APR
7 Year ARM (Adjustable-Rate) 8.01% APR
5 Year ARM (Adjustable-Rate) 8.09% APR
30-Year FHA 7.44% APR
30-Year VA 6.97% APR
30-Year Jumbo 7.55% APR
15-Year Jumbo 7.53% APR


While mortgage interest rates have come down slightly since the highs of October, average rates continue to stick close to the 20-year highs we’ve seen for the last few months. There is currently nothing concrete within the wider economy to suggest that they will move significantly lower anytime soon.

NOTE: these “average” rates encompass a large number of lenders and a large number of different U.S. geographies, so the rates you are quoted may be different than you see here — be sure to shop around.


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