Strong rewards credit cards for consumers and small business owners.
Chase offers a range of consumer and business credit cards that target different customers based on rewards preferences and credit history. Below we offer our ranking of the “best” Chase credit cards:
Chase Consumer Credit Cards:
card_name – Why We Like It: This annual_fees annual fee card recently beefed up its rewards (including 3 points per dollar on dining purchases and 5 points per dollar on travel purchased through Chase Travelâ„ ), making it attractive as an everyday credit card.
The Chase Sapphire Preferred is maybe even more attractive, though, as the foundation to a larger strategy of obtaining multiple Chase cards and combining points to redeem at a 25% premium through Chase’s travel booking site or to get access to Chase travel transfer partners including United, Southwest, Hyatt, Marriott and more.
NEW CARDHOLDER BONUS OPPORTUNITY: bonus_miles_full
card_name – Why We Like It: Good cash-back on everyday categories, and a nice “catch all” reward rate on other purchases, with no annual fee.
EARN: 5% on travel purchased through the Chase Travel booking tool, 3% on dining at restaurants (including takeout and eligible delivery services), 3% on drugstore purchases, and 1.5% on all other purchases.
INTRO OFFER FOR NEW CARDHOLDERS: bonus_miles_full 👀
card_name – Why We Like It: Despite a annual_fees annual fee, a frequent traveler can often find the value to justify that fee, including yearly travel reimbursements of up to $300, airport lounge access, and good travel insurances.
In addition, when redeeming points, you’ll get a 50% boost in reward point value when booking through Chase Travel, and the ability to transfer points into the loyalty programs of heavy hitters including Southwest, United, Hyatt, JetBlue, Marriott, and a number of international airlines.
NEW CARDHOLDER BONUS OPPORTUNITY: bonus_miles_full
POINTS EARNING: In terms of everyday rewards, each year after you’ve exhausted the yearly $300 annual travel credit, you’ll earn 5 points per dollar on flights purchased through Chase Travel, 10x points on hotels and car rentals through Chase Travel, and 3x points on other travel.
Also, you’ll earn 3x points on dining right from the start, including restaurants, eligible delivery services, and takeout (and earn 10x if dining reserved through Chase Dining), and 1 point per dollar on all other purchases.
Chase Business Credit Cards:
card_name – Why We Like It: Simple rewards formula with no annual fee, big bonus opportunity for new cardholders.
EARN: 1.5% cash back on all purchases with the card.
NEW CARDHOLDER BONUS OPPORTUNITY: bonus_miles_full
card_name – Why We Like It: Your business earns a ton of rewards in common business categories, you get access to Chase’s valuable travel transfer partners or you can enjoy a 25% boost on your points’ value when you redeem them through the Chase Travel booking portal. Plus, a hefty bonus opportunity for new cardholders.
EARN: 3 points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year: Shipping purchases, Advertising purchases made with social media sites and search engines, Internet, cable and phone services, and Travel. You’ll earn 1 Point Per $1 on all other purchases.
NEW CARDHOLDER BONUS OPPORTUNITY: bonus_miles_full
Annual fee: annual_fees.
card_name – Why We Like It: High reward opportunities (as high as 5%) on common small business categories, big new cardholder bonus opportunity, and no annual fee.
EARN:
- 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
- 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
- 1% cash back on all other purchases.
NEW CARDHOLDER BONUS OPPORTUNITY: bonus_miles_full.
Author: Adam Jusko