Best Citi Credit Cards 2023

Citibank offers a nice variety of generous rewards credit cards. Below we offer our ranking of the 4 “best” Citi credit cards:

Citi Custom CashWhy We Like It: No-brainer opportunity to earn 5% cash back in the everyday category you shop most each month, with no annual fee!

EARN: 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter and on all other purchases. The 5% eligible categories are: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.


Citi PremierWhy We Like It Best: 3% cash back on a ton of purchases!

Earn: 3X/3% cash back at gas stations, PLUS 3X/3% at restaurants PLUS 3X/3% at supermarkets PLUS 3X/3% on air travel and hotels, and 1% on any other purchases. ALSO: Get $100 off a single hotel stay of $500 or more, excluding taxes and fees, when booked through (once per calendar year).


Citi Double CashWhy We Like It: Simple, generous 2% cash back formula on all of your purchases, with no annual fee! EARN: 2% cash back on purchases: 1% when you buy and 1% as you pay — no categories to worry about, and no cap on the 2% cash back you can earn.


Citi Simplicity Where It Shines: 0% for 21 months on balance transfers.

Balance Transfer Fee: Intro balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for transfers completed within 4 months of account opening. After that, balance transfer fee will be $5 or 5% of the amount of the transfer, which ever is greater.*

Author: Adam Jusko