Best Credit Cards for Online Shopping – September 2023

Want extra rewards or rebates on your online shopping purchases? Look to these credit cards first:


card_nameOnline Shopping Rewards: EARN: 3% cash back on U.S. online retail purchases on up to $6,000 per year in purchases (then 1%)! In Addition, earn 3% cash back on groceries at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 3% cash back on gas at U.S. gas stations on up to $6,000 per year in purchases (then 1%), and 1% cash back on all other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. No annual fee.

NEW CARDHOLDER WELCOME BONUS OPPORTUNITY: bonus_miles_full card_name. American Express is a ProudMoney advertiser.

Other credit cards to consider for online shopping rewards or discounts:

  • Amazon Rewards Visa Signature & Amazon Prime Rewards Visa Signature – Amazon Prime members earn 5% on Amazon and Whole Foods purchases, 2% at restaurants, 2% at gas stations, 2% at drugstores, and 1% on all other purchases. If you’re not an Amazon Prime member, you’d get 3% in rewards at Amazon & Whole Foods instead of 5%. (All the other categories would be the same.)
  • PayPal Cashback Mastercard – Earn 3% cash back on PayPal purchases and 2% cash back on other purchases with the card.
  • Walmart Credit Card – Earn 5% cash back on online purchases, 2% back inside Walmart stores & Walmart gas, as well as 2% at restaurants and 2% on travel, 1% on all other purchases.
  • Target RedCard – Get a 5% discount on Target purchases when you pay with the Target credit card.

Author: Adam Jusko