“Fair credit” is not easy to define, because different banks will treat customers in different ways. FICO defines fair credit as those having credit scores between 580-669. But some credit card issuers consider fair credit to be in a higher range, topping at about a 700 credit score. The cards below may accept fair credit customers, but this is not an exact science! (Don’t know your credit score? It’s easy to get it for free with no strings attached.)