Credit Cards That Use TransUnion for Approval Decisions

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The credit cards below check TransUnion credit scores when making some or all of their approval decisions. We say “some or all” of their decisions because some card issuers use more than one credit bureau in an approval decision, and many (maybe even most) issuers will use different credit bureaus for different customers. Thus, all of these cards have used TransUnion in the past, but it does not guarantee they will pull TransUnion for you.

  • Air France KLM Credit Card
  • Alliant Credit Union Credit Cards
  • card_name (and Amazon Visa)
  • card_name American Express is a ProudMoney advertiser.
  • Apple Card (Almost always TransUnion)
  • BCU (Baxter Credit Union) Credit Cards
  • BECU (Boeing Employees Credit Union) Credit Cards
  • card_name
  • card_name American Express is a ProudMoney advertiser.
  • card_name American Express is a ProudMoney advertiser.
  • card_name (Capital One generally pulls all 3 credit bureaus’ reports, not just TransUnion)
  • card_name (Capital One generally pulls all 3.)
  • card_name (Capital One generally pulls all 3.)
  • card_name (Capital One generally pulls all 3.)
  • Chase Freedom Flex
  • card_name
  • card_name
  • card_name


  • Citi Custom Cash
  • Citi Double Cash
  • Citi Premier
  • Citi Rewards+
  • Costco Anywhere Visa
  • Fidelity Visa
  • Harris Teeter Credit Card
  • Hawaiian Airlines Mastercard
  • JetBlue Mastercard
  • Navy Federal Credit Union (Almost always uses TransUnion)
  • Ollo Optimum
  • PayPal Cashback Mastercard
  • card_name American Express is a ProudMoney advertiser.
  • card_name
  • Synchrony Premier World Mastercard
  • U.S. Bank Altitude Go Visa Signature Card
  • U.S. Bank Altitude Reserve
  • Venmo Visa
  • Verizon Visa
  • Wyndham Rewards Earner Business Card
  • X1 Credit Card

For rates and fees of the card_name, please visit this page. For rates and fees of the card_name, please visit this page. For rates and fees of the card_name, please visit this page. For rates and fees of the card_name, please visit this page.


Author: Adam Jusko