The value of card_name points varies depending on how you redeem your points, but in most cases your points are worth either 1 cent per point or 1.25 cents per point. For example, 10,000 points would have a value of $100 or $125 in most (but not all) cases.
Points Value For Travel 1.25 Cents Per Point (Or Maybe Even More!)
Your card_name points are worth 1.25 cents per point when redeemed for travel through the Chase Ultimate Rewards travel portal. (So, for example, 10,000 points would have $125 worth of value.) The portal allows you to book flights, hotels and other travel from multiple airlines and thousands of hotels all in one place. It’s an easy way to plan travel and take advantage of a 25% boost in the “normal” value of Chase Ultimate Rewards points.
However, if travel is your favorite way to redeem, as a card_name cardholder, you can also transfer points on a 1-to-1 basis from your Chase account into one of the airline or hotel loyalty programs that Chase partners with, including Southwest, United, Marriott, Hyatt and more. So, for example, you could transfer 10,000 Chase points and get 10,000 miles or 10,000 points from any of these programs:
Airline Travel Partners
- Aer Lingus, AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Emirates Skywards
- Flying Blue AIR FRANCE KLM
- Iberia Plus
- JetBlue TrueBlue
- Singapore Airlines KrisFlyer
- Southwest Airlines Rapid Rewards
- United MileagePlus
- Virgin Atlantic Flying Club
Hotel Travel Partners
- IHG Rewards Club
- Marriott Bonvoy
- World of Hyatt
When you transfer points to one of these programs, the value you get per point will vary, but if you find a great deal, you might be able to get significantly more than the 1.25 cents per point you’d get through the Chase Ultimate Rewards travel portal!
Points Value with Other Options
While travel is where you’ll usually get the best value for your points, there are a lot of other options for the points you earn on the card_name. Here’s how much your points are worth with other redemption options:
- Cash Back – 1 cent per point (10,000 points = $100). You can take your cash reward as a statement credit or have it deposited into your checking or savings account (in most cases).
- Gift Cards – Usually 1 cent per point, sometimes slightly more.
- Pay Yourself Back – 1 cent to 1.25 cents per point when you use points to “pay” for charges on your card in certain categories that vary over time. For example, as of this writing, the “Pay Yourself Back” categories are Gas Stations, Grocery Stores, and Select Charities.
- Amazon – 0.8 cents per point when you pay with Chase points at Amazon.com. (For example, 10,000 points is worth $80.)
- Apple Ultimate Rewards Store – Varies, sometimes as much as 1.25 cents per point on select Apple products.
- Chase Dining – Usually 1 cent per point when booking restaurant reservations through Chase.
- Experiences – Usually 1 cent per point when redeeming for exclusive travel packages or sporting events or other “experiences” offered to card_name cardholders.
- PayPal – 0.8 cents per point when you pay with Chase points on purchases made with PayPal. (For example, 10,000 points is worth $80.)
Author: Adam Jusko