Based on our research, the following credit cards may give you instant approval (instant approval is never guaranteed), and in some cases you’ll be able to use that gas credit card today. Note that we are including credit cards from specific gas stations as well as general bank credit cards that offer an enhanced reward on gas purchases:
card_name – This no-annual fee card lets you earn 3% cash back on gas at U.S. gas stations on up to $6,000 per year in purchases (then 1%), PLUS 3% cash back on groceries at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), PLUS 3% cash back on U.S. online retail purchases on up to $6,000 per year in purchases (then 1%), and 1% cash back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. NEW CARDHOLDER WELCOME BONUS OPPORTUNITY: bonus_miles_full card_name. American Express is a ProudMoney advertiser.
card_name – Offers 3% cash back at U.S. gas stations, 6% cash back on up to $6,000 per year in purchases at U.S. supermarkets (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back on transit purchases, 1% cash back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. NEW CARDHOLDER WELCOME BONUS OPPORTUNITY: bonus_miles_full Annual fee: annual_fees card_name. American Express is a ProudMoney advertiser.
- Sam’s Club Mastercard – You’ll have to be a Sam’s Club member to get this card, but if you are, you’ll get 5% “Sam’s Cash” cash back on your gas purchases (on the first $6000 in yearly gas purchases, 1% rebate if beyond that). You’ll also get 3% on dining, 3-5% inside Sam’s stores (depending on your membership level), and 1% everywhere else.
- Bank of the West Cash Back World Credit Card – Earn 3% cash back on gas as well as 3% on grocery and dining purchases, 1% everywhere else. Note that the 3% back on gas purchases is capped at $1500 of gas purchases per calendar quarter. (After $1500 in gas purchases, further purchases would earn 1%.) The card’s application includes this message: “Apply today and you may receive a decision in as little as 60 seconds.” Only available in states that Bank of the West serves for regular banking.
- Citgo Credit Card – “You may receive an instant response” when you apply for this gas station credit card that allows you to earn 10¢ on every gallon in fuel statement credits for the first 3 months, and 5¢ on every gallon in fuel statement credits after the first 3 months at any CITGO location.
Author: Adam Jusko