The best bank account bonus offers right now. Be sure to check the expiration dates on these offers when you click through as bonuses do change regularly (and can be difficult to keep up with):
Checking Account Bonuses:
SoFi Savings & Checking Account – BONUS WITH THIS LINK: Get a $25 – $325 bonus when you open a SoFi Checking/Savings Account. Earn a $25 bonus when you open a SoFi Checking & Savings account AND up to another $300 if you set up direct deposit.
This combined Savings and Checking account offers you a 4.6% APY on your savings IF you have a direct deposit coming into your account (as well as a 0.50% APY on money in your SoFi checking account). No minimum balance required, no monthly fee. (Affiliate link)
Chase Total Checking $300 Bonus – Get a $300 bonus when you open a Chase Total Checking account AND have a direct deposit of $500 or more into the account “of your paycheck, pension or government benefits (such as Social Security) from your employer or the government” within 90 days.
- Other Requirements: Direct deposit within 90 days & account must stay open 6 months
- Monthly Fees: $0 IF direct deposit of $500 or more or $1500+ daily account balance or $5000 in combined Chase accounts; otherwise a $12 monthly fee
PNC Virtual Wallet $100-$400 Bonus – Earn a bonus of either $100, $200, or $400 depending on the size of the direct deposit that you set up with this account. A bonus of $100 for a $500 direct deposit, a bonus of $200 for a $2000 direct deposit, a bonus of $400 for a $5000 direct deposit.
- Other Requirements: Bonus credited within 60-90 days of direct deposit(s), so you must keep the account open at least that long.
- Monthly Fees: Depends on which account you choose, but all accounts could be fee-free depending on your meeting certain requirements on balances and/or account activity.
Key Bank $300 Smart Checking Bonus – Get a $300 bonus when you open a new checking account and have at least one direct deposit of $1000 or more to the account.
- Other Requirements: Direct deposit must be made within 60 days of account opening. Bonus will be given within 60 days of the deposit being made.
- Monthly Fees: No monthly fee or minimum balance requirements.
Citi Checking $500 – $2500 Bonus – Earn a bonus of anywhere from $500 to $2500 when you open up a new Citi Checking account, depending on how much you deposit. The $500 bonus requires at least a $30,000 initial deposit, while you’d have to deposit over $300,000 to reach the $2500 bonus.
- Other Requirements: Must keep the required balance for each bonus tier in the account for at least 81 days
- Monthly Fees: Depends on which checking account you choose, but all accounts could be fee-free if you meet certain minimum requirements on balances and/or account activity.
Chase College Checking $100 Bonus – Get a $100 bonus when you open a Chase College Checking account and do at least 10 transactions within 60 days of account opening.
- Other Requirements: At least 10 transactions within 60 days of account opening, college student from ages 17-24, account must stay open 6 months
- Monthly Fees: No fees if in college (for up to 5 years of college attendance)
Savings Account Bonuses:
Discover $150 or $200 Savings Bonus – Get a $150 bonus if you open a new savings account and deposit at least $15,000. Get a $200 bonus if that initial deposit is over $25,000.
- Other Requirements: Deposit must be made in first 45 days after account opening. Bonus credited within 60 days after meeting the deposit requirement.
- Monthly Fees: None.
TD Bank $200 Savings Bonus – Get $200 when you open a new savings account and deposit at least $10,000 within the first 20 days after opening.
- Other Requirements: Must maintain at least $10,000 balance for 90 days after the initial 20-day deposit period (so 110 days total).
- Monthly Fees: None when account balance remains above $10,000, otherwise $5-$15 depending on which savings account chosen.