These cards offer a 0% APR on new purchases for as long as 18 months. Check the card details if you want cash back or travel rewards as well, because not every card listed has them! (Also see our Best Balance Transfer Credit Cards List if you want to transfer a balance with zero interest.)
card_name – 0% APR Offer: intro_apr_rate,intro_apr_duration. After the introductory period ends, an APR of reg_apr,reg_apr_type, based on your creditworthiness.
AND MUCH MORE: No-brainer opportunity to earn 5% cash back in the everyday category you shop most each month, with no annual fee! EARN: 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter and on all other purchases. The 5% eligible categories are: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.
NEW CARDHOLDER WELCOME BONUS OPPORTUNITY: bonus_miles_full
card_name – 0% APR Offer: intro_apr_rate,intro_apr_duration. After that, your APR will be reg_apr,reg_apr_type, based on your creditworthiness and other factors as determined at the time of account opening.
AND MUCH MORE: Earn 3% cash back on groceries at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 3% cash back on U.S. online retail purchases on up to $6,000 per year in purchases (then 1%), 3% cash back on gas at U.S. gas stations on up to $6,000 per year in purchases (then 1%), 1% cash back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. No annual fee.
NEW CARDHOLDER WELCOME BONUS OPPORTUNITY: bonus_miles_full card_name. American Express is a ProudMoney advertiser.
card_name – 0% APR Offer: intro_apr_rate,intro_apr_duration. After that, your APR will be reg_apr,reg_apr_type, based on your creditworthiness.
AND MUCH MORE: Offers generous cash back in everyday categories where you are likely to be doing real spending, with no annual fee! Earn 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases.
EARLY SPEND BONUS: bonus_miles_full.
card_name – 0% APR Offer: 0% on new card purchases for intro_apr_duration. After that, an APR of reg_apr,reg_apr_type.
EARN: 5 ThankYou Points per $1 spent at restaurants up to $6,000 for the first 12 months (and then 1 ThankYou® Point per $1 spent thereafter), 2 ThankYou Points per $1 spent at supermarkets and gas stations for the first $6,000 per year (and 1 point per $1 spent thereafter), and 1 ThankYou Point per $1 spent on all other purchases.
ROUND UP: Round up to the nearest 10 points on every purchase. So a $4 coffee earns you 10 points, $12 at the drug store earns you 20 points, etc. (There is no cap on purchases that are rounded up.)
10% POINTS BACK: Get 10% Points Back when you redeem, up to the first 100,000 points redeemed per year. (For example, if you redeem 15,000 points, you get 1,500 back.) You can also combine points from this card with other Citi credit cards and get the 10% Points Back on points that originally came from other Citi cards!
NEW CARDHOLDER BONUS OPPORTUNITY: bonus_miles_full or redeem points for other rewards, too!
card_name – 0% APR Offer: intro_apr_rate,intro_apr_duration. After that, your APR will be reg_apr,reg_apr_type, based on your creditworthiness.
AND MUCH MORE: Easy-to-understand cash back credit card gives 1.5% cash back on every purchase you make with the card, so it’s not necessary to think about different purchasing categories. No annual fee to worry about, either. EARLY SPEND BONUS: bonus_miles_full.
card_name – 0% APR Offer: intro_apr_rate,intro_apr_duration. After that, reg_apr,reg_apr_type Rate.
REWARDS: Good cash-back on everyday categories, and a nice “catch all” reward rate on other purchases, with no annual fee. Earn 5% on travel purchased through the Chase Ultimate Rewards travel booking tool, 3% on dining at restaurants (including takeout and eligible delivery services), 3% on drugstore purchases, and 1.5% on all other purchases.
INTRO OFFER FOR NEW CARDHOLDERS: bonus_miles_full 👀
card_name – intro_apr_rate,intro_apr_duration and a balance_transfer_intro_apr,balance_transfer_intro_duration, allowing you to pay off purchases without interest charges for a good long time. After the introductory period, an APR of reg_apr,reg_apr_type. Chase also says you can “Get an automatic review for a higher credit limit when you pay on time and spend $500 in your first six months.” Also Important to Know: No rewards, but this card is generally seen as easier to be approved for than other Chase credit cards. Balance Transfer Fee: balance_transfer_fees
Author: Adam Jusko