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If you have a big credit card balance sitting at 20% interest or even higher, the following cards allow you to transfer your balance over to the new card and get over a year to pay it off at a 0% interest rate. All of these cards have no annual fee.
card_name – Balance Transfer Offer: balance_transfer_intro_apr,balance_transfer_intro_duration. After that, reg_apr,reg_apr_type, based on your creditworthiness. Balance Transfer Fee: balance_transfer_fees
REWARDS: Good cash-back on everyday categories, and a nice “catch all” reward rate on other purchases, with no annual fee. EARN: 5% on travel purchased through Chase Ultimate Rewards, 3% on dining at restaurants (including takeout and eligible delivery services), 3% on drugstore purchases, and 1.5% on all other purchases. INTRO OFFER FOR NEW CARDHOLDERS: bonus_miles_full NO ANNUAL FEE.
card_name – Balance Transfer Offer: balance_transfer_intro_apr,balance_transfer_intro_duration. After that, the APR is reg_apr,reg_apr_type based on your creditworthiness and other factors as determined at the time of account opening. Balance Transfer Fee: balance_transfer_fees
REWARDS: Earn 3% cash back on groceries at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 3% cash back on U.S. online retail purchases on up to $6,000 per year in purchases (then 1%), 3% cash back on gas at U.S. gas stations on up to $6,000 per year in purchases (then 1%), 1% cash back on all other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. No annual fee.
NEW CARDHOLDER WELCOME BONUS OPPORTUNITY: bonus_miles_full card_name. American Express is a ProudMoney advertiser.
card_name – Balance Transfer Offer: balance_transfer_intro_apr,balance_transfer_intro_duration. After that, your APR will be reg_apr,reg_apr_type, based on your creditworthiness. Balance Transfer Fee: balance_transfer_fees of the amount of each transferred balance.
REWARDS: Easy-to-understand cash back credit card gives 1.5% cash back on every purchase you make with the card, so it’s not necessary to think about different purchasing categories. No annual fee to worry about, either. EARLY SPEND BONUS: bonus_miles_full.
card_name – Balance Transfer Offer: balance_transfer_intro_apr,balance_transfer_intro_duration. After that, your APR will be reg_apr,reg_apr_type, based on your creditworthiness. Balance Transfer Fee: balance_transfer_fees of the amount transferred.
REWARDS: Offers generous cash back in everyday categories where you are likely to be doing real spending, with no annual fee! EARN: 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on other purchases. EARLY SPEND BONUS: bonus_miles_full. NO ANNUAL FEE.
card_name – Balance Transfer Offer: balance_transfer_intro_apr,balance_transfer_intro_duration. After that, your APR will be reg_apr,reg_apr_type, based on your creditworthiness. Balance Transfer Fee: balance_transfer_fees of the amount transferred. In Addition: Get a intro_apr_rate,intro_apr_duration.
ALSO: Get an automatic review for a higher credit limit when you pay on time and spend $500 in your first six months. (You will also automatically be considered for an APR reduction by 2% when you pay on time and spend at least $1,000 on your card by your next account anniversary. See Terms & Conditions for limitations on lowest APR possible.)
For rates and fees of the card_name, please visit this page.
Author: Adam Jusko
