Offers on this site may be from companies that compensate us, which may impact the location and order in which products appear. Not every available financial offer in the market is listed. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Proud Money has partnered with CardRatings for coverage of credit card products. Proud Money & CardRatings may receive a commission from card issuers.
If you have a big credit card balance sitting at 20% interest or even higher, the following cards allow you to transfer your balance over to the new card and get over a year to pay it off at a 0% interest rate. All of these cards have no annual fee.
card_name – Balance Transfer Offer: balance_transfer_intro_apr,balance_transfer_intro_duration. After that, the APR is reg_apr,reg_apr_type based on your creditworthiness and other factors as determined at the time of account opening. Balance Transfer Fee: balance_transfer_fees
REWARDS: Earn 3% cash back on groceries at U.S. supermarkets on up to $6,000 per year in purchases (then 1%) with the Blue Cash Everyday, as well as 3% cash back on U.S. online retail purchases on up to $6,000 per year in purchases (then 1%), 3% cash back on gas at U.S. gas stations on up to $6,000 per year in purchases (then 1%), 1% cash back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. No annual fee.
NEW CARDHOLDER WELCOME BONUS OPPORTUNITY: bonus_miles_full card_name. American Express is a ProudMoney advertiser.
card_name – Balance Transfer Offer: balance_transfer_intro_apr,balance_transfer_intro_duration. After that, reg_apr,reg_apr_type, based on your creditworthiness. Balance Transfer Fee: balance_transfer_fees
REWARDS: Chase Freedom Unlimited offers good cash-back on everyday categories, and a nice “catch all” reward rate on other purchases, with no annual fee. EARN: 5% on travel purchased through Chase Travel, 3% on dining at restaurants (including takeout and eligible delivery services), 3% on drugstore purchases, and 1.5% on all other purchases. INTRO OFFER FOR NEW CARDHOLDERS: bonus_miles_full NO ANNUAL FEE.
card_name – Balance Transfer Offer: balance_transfer_intro_apr,balance_transfer_intro_duration. After that, your APR will be reg_apr,reg_apr_type, based on your creditworthiness. Balance Transfer Fee: balance_transfer_fees of the amount of each transferred balance.
REWARDS: Easy-to-understand cash back credit card gives 1.5% cash back on every purchase you make with the card, so it’s not necessary to think about different purchasing categories. No annual fee to worry about, either. EARLY SPEND BONUS: bonus_miles_full.
card_name – Balance Transfer Offer: balance_transfer_intro_apr,balance_transfer_intro_duration. After that, your APR will be reg_apr,reg_apr_type, based on your creditworthiness. Balance Transfer Fee: balance_transfer_fees of the amount transferred.
REWARDS: Offers generous cash back in everyday categories where you are likely to be doing real spending, with no annual fee! EARN: 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on other purchases. EARLY SPEND BONUS: bonus_miles_full. NO ANNUAL FEE.
For rates and fees of the card_name, please visit this page.
Author: Adam Jusko
