Best Credit Card Bonus Offers – September 2022


Credit card issuers are often VERY generous with bonus offers for new cardholders. Here are the best credit card bonus offers right now:

Best Bonus Opportunities on No Annual Fee Credit Cards:

Capital One SavorOne Cash Rewards Credit CardEARLY SPEND BONUS: Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening.

Other Reasons To Like This Card: Offers generous cash back in everyday categories where you are likely to be doing real spending, with no annual fee! EARN: 3% cash back on dining PLUS 3% at grocery stores (excluding superstores like Walmart® and Target®) PLUS 3% on entertainment PLUS 3% on popular streaming services, plus 1% on all other purchases.

 

Chase Freedom Flex℠ – NEW CARDHOLDER BONUS OPPORTUNITY: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

Other Reasons To Like This Card: Good everyday earnings, plus the opportunity to earn 5% cash back in certain purchases throughout the year, all with no annual fee! Earn: 5% on up to $1,500 in combined purchases in bonus categories each quarter you activate, 5% on travel purchased through Chase Ultimate Rewards, 3% on dining at restaurants, including takeout and eligible delivery services, 3% on drugstore purchases, 1% on all other purchases.

 

Citi Custom Cash℠ CardNEW CARDHOLDER WELCOME BONUS OPPORTUNITY: Earn $200 cash back after you spend $1500 on purchases in the first 6 months of account opening.

Other Reasons To Like This Card: No-brainer opportunity to earn 5% cash back in the everyday category you shop most each month, with no annual fee! EARN: 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter and on all other purchases. The 5% eligible categories are: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

Citi® Double Cash Card – 18 month BT offer – NEW CARDHOLDER BONUS OPPORTUNITY: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.

Other Reasons To Like This Card: Simple, generous 2% cash back formula on all of your purchases, with no annual fee! EARN: 2% cash back on purchases: 1% when you buy and 1% as you pay — no categories to worry about, and no cap on the 2% cash back you can earn.

 

Blue Cash Everyday® Card from American ExpressNEW CARDHOLDER WELCOME BONUS OPPORTUNITY: Earn a $200 statement credit after you spend $2,000 in purchases within the first 6 months.

Other Reasons To Like This Card: Maybe the best rewards credit card for grocery purchases with no annual fee, plus a rare 3% reward for general online purchases. EARN: 3% cash back on groceries at U.S. supermarkets on up to $6,000 per year in purchases (then 1%) PLUS 3% cash back on U.S. online retail purchases on up to $6,000 per year in purchases (then 1%) PLUS 3% cash back on gas at U.S. gas stations on up to $6,000 per year in purchases (then 1%), 1% cash back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. See Rates & Fees. Terms Apply. American Express is a ProudMoney advertiser.

 

Best Bonus Offers on Credit Cards with Annual Fees:

NOTE: Bonus offers are often significantly higher on cards that have annual fees and may very well be a better value for you!

Citi Premier® CardNEW CARDHOLDER WELCOME BONUS OPPORTUNITY: Earn 80,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening. (Those 80,000 points have a value of at least $800 in most cases. Compare that to the relatively modest $95 annual fee as well as strong everyday rewards.)

Other Reasons To Like This Card: 3% cash back on a ton of purchases PLUS a HUGE bonus opportunity! Earn: 3X/3% cash back at gas stations, PLUS 3X restaurants PLUS 3X supermarkets PLUS 3X air travel and hotels, and 1% on any other purchases. Annual fee: $95.

 

The Platinum Card® from American Express – New Cardholder Bonus Opportunity: Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.

Other Reasons To Like This Card: Rewards and perks galore including 5X points on flights booked directly with airlines or with American Express Travel (on up to $500,000 on these purchases per calendar year), 5X points on prepaid hotels booked on AmexTravel.com, probably the best, most extensive airport lounge network of all the luxury travel cards, strong travel insurances/protections, and many potential credits on certain airline and hotel purchases as well as certain purchases from Uber, Clear, Saks Fifth Avenue, Equinox and more. $695 annual fee. See Rates & Fees. Terms Apply. American Express is a ProudMoney advertiser.

 

Capital One Venture X Rewards Credit Card – EARLY SPEND BONUS: 75,000 miles once you spend $4,000 on purchases within the first 3 months from account opening, worth at least $750 in travel rewards.

Other Reasons To Like This Card: Offers the desirable features of more expensive travel cards, but strips away the fluff to keep the annual fee reasonable. That annual fee is $395, but you can get up to $300 in travel credits when you book through Capital One Travel, and there is an Anniversary Miles Bonus that kicks in starting on your first card anniversary, with 10,000 bonus miles (equal to $100 towards travel).

In terms of rewards on everyday purchases, you’ll earn: unlimited 10 miles per dollar in purchases on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel, PLUS unlimited 2X miles on all other purchases. And don’t forget airport lounge access through the Priority Pass network & the new Capital One Lounges, plus quite a bit more.

 

Chase Sapphire Preferred®NEW CARDHOLDER BONUS OPPORTUNITY: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. (Worth $750 in travel when redeemed through Chase Ultimate Rewards®.)

Other Reasons To Like This Card: This $95 annual fee card recently beefed up its rewards (including 3 points per dollar on dining purchases and 5x/10x on most travel when booked through Chase’s travel portal), making it attractive as an everyday credit card. It’s maybe even more attractive, though, as the foundation to a larger strategy of obtaining multiple Chase cards and combining points to redeem at a 25% premium through Chase’s travel booking site or to get access to Chase travel transfer partners including United, Southwest, Hyatt, Marriott and more.

 

American Express® Gold CardNew Cardholder Bonus Opportunity: Earn 60,000 Membership Rewards® Points after you spend $4,000 within the first 6 months.

Other Reasons To Like This Card: Generous point earning in everyday categories in the Membership Rewards® program, as well as opportunities for travel credits, dining credits, and more. EARN: 4X Points at restaurants worldwide (plus takeout and delivery in the U.S.) PLUS 4X Points on groceries at U.S. supermarkets (on up to $25,000 in purchases per year) PLUS 3X Points on flights booked directly with airlines or on amextravel.com and 1X on other purchases. Do the math to see if it fits your spending patterns. $250 annual fee. See Rates & Fees. Terms Apply. American Express is a ProudMoney advertiser.

 

Chase Sapphire Reserve® NEW CARDHOLDER BONUS OPPORTUNITY: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening, which is worth $900 toward travel if you redeem through the Chase Ultimate Rewards® travel portal.

Other Reasons To Like This Card: Despite a $550 annual fee, a frequent traveler can often find the value to justify that fee, including yearly travel reimbursements of up to $300, airport lounge access, good travel insurances, a 50% boost in reward point value when booking travel through Chase Ultimate Rewards, and a great list of travel transfer partners, allowing you to transfer points into the loyalty programs of Southwest, United, Hyatt, JetBlue, Marriott, and a number of international airlines.

In terms of everyday rewards, each year after you’ve exhausted the yearly $300 annual travel credit, you’ll earn: 5 points per dollar on flights purchased through Chase Ultimate Rewards, 10x points on hotels and car rentals through Chase Ultimate Rewards, PLUS 3x points on other travel. PLUS 3x points on dining right from the start, including restaurants, eligible delivery services, and takeout (and earn 10x if dining reserved through Chase Dining), and 1 point per dollar on all other purchases.

 

Blue Cash Preferred® Card from American ExpressNEW CARDHOLDER WELCOME BONUS OPPORTUNITY: Earn a $350 statement credit after you spend $3,000 in purchases within the first 6 months.

Other Reasons To Like This Card: 6% cash back on up to $6,000 per year in purchases at U.S. supermarkets, 6% cash back on select U.S. streaming subscriptions, 3% cash back on transit purchases, 3% cash back at U.S. gas stations, 1% cash back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Annual fee: $95. See Rates & Fees. Terms Apply. American Express is a ProudMoney advertiser.


Author: Adam Jusko


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