Visa Infinite is the highest designation among Visa-branded credit cards in terms of benefits offered to cardholders. (See a potential list of Visa Infinite benefits here; not every benefit will be available on every Visa Infinite card, however.) The list of Visa Infinite cards available is fairly short, and includes these higher-end credit cards:
card_name – Visa Infinite credit card offers the desirable features of more expensive travel cards, but strips away the fluff to keep the annual fee reasonable. That annual fee is annual_fees, but you can get up to $300 in travel credits when you book through Capital One Travel, and there is an Early Spend Bonus: bonus_miles_full. The Anniversary Miles Bonus kicks in starting on your first anniversary, with 10,000 bonus miles (equal to $100 towards travel).
In terms of rewards on everyday purchases, earn unlimited 10 miles per dollar in purchases on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel, plus unlimited 2X miles on all other purchases. And don’t forget airport lounge access through the Priority Pass network & the new Capital One Lounges, plus quite a bit more.
- City National Bank Crystal Visa Infinite – $400 annual fee with a number of travel credits and 3 points per dollar on most travel purchases, plus airport lounge access and Visa Infinite benefits. No online application.
- Commerce Trust Visa Infinite – Wealth management company (a division of Commerce Bank) offers a rewarding Visa Infinite credit card to wealthy clients.
- Truist Wealth Visa Infinite – According to Truist, this Visa Infinite credit card is only available to those with “$1 million or more in investable assets at Truist.”
- UBS Visa Infinite – Only available through UBS financial advisors (meaning you must be a UBS client). Has a $495 annual fee but enough travel and dining credits to potentially more than make up for the cost, not to mention extra Visa Infinite benefits.
- Ritz-Carlton Visa Infinite – This Visa Infinite credit card is discontinued for new applicants, but word is that you can still convert certain Marriott credit cards into it by calling Chase and asking for a product change. Its impressive list of rewards and benefits might make it worth the effort.
- J.P. Morgan Reserve Visa Infinite – This invite-only Visa Infinite credit card is “reserved” for J.P. Morgan Private Bank clients, which means you’ll have at least $10 million in assets with the bank.
- First Bank Beyond Ultimate Infinite Visa – Only available in Puerto Rico.
Author: Adam Jusko