Visa Infinite Credit Cards List

Visa Infinite is the highest designation among Visa-branded credit cards in terms of benefits offered to cardholders. (See a potential list of Visa Infinite benefits here; not every benefit will be available on every Visa Infinite card, however.) The list of Visa Infinite cards available is fairly short, and includes these higher-end credit cards:

Capital One Venture X Rewards Credit Card – Visa Infinite credit card offers the desirable features of more expensive travel cards, but strips away the fluff to keep the annual fee reasonable. That annual fee is $395, but you can get up to $300 in travel credits when you book through Capital One Travel, and there is an Early Spend Bonus of 75,000 miles once you spend $4,000 on purchases within the first 3 months from account opening. The Anniversary Miles Bonus kicks in starting on your first anniversary, with 10,000 bonus miles (equal to $100 towards travel).

In terms of rewards on everyday purchases, earn unlimited 10 miles per dollar in purchases on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel, plus unlimited 2X miles on all other purchases. And don’t forget airport lounge access through the Priority Pass network & the new Capital One Lounges, plus quite a bit more.

Chase Sapphire Reserve® – Yes, this Visa Infinite card has a $550 annual fee, but a frequent traveler can easily find the value to justify that fee, including yearly travel reimbursements of up to $300, airport lounge access, good travel insurances, a 50% boost in reward point value when booking travel through Chase Ultimate Rewards, and a great list of travel transfer partners, allowing you to transfer points into the loyalty programs of Southwest, United, Hyatt, JetBlue, Marriott, and a number of international airlines. NEW CARDHOLDER BONUS OPPORTUNITY: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Ultimate Rewards®.

In terms of everyday rewards, each year after you’ve exhausted the yearly $300 annual travel credit, you’ll earn 5 points per dollar on flights purchased through Chase Ultimate Rewards, 10x points on hotels and car rentals through Chase Ultimate Rewards, and 3x points on other travel. Also, you’ll earn 3x points on dining right from the start, including restaurants, eligible delivery services, and takeout (and earn 10x if dining reserved through Chase Dining), and 1 point per dollar on all other purchases.


United Club℠ Infinite Card – United Club airport lounge access is the star of the show on this lux United Airlines Visa Infinite credit card, giving you access to all United Club locations and participating Star Alliance lounges worldwide. But its other perks are pretty nice, too, including 4 MileagePlus miles per dollar on United purchases, 2 miles per dollar on non-United travel as well as on dining, free checked bags (first AND second) on United flights, multiple travel insurances to protect you when trips don’t go as planned, status with certain hotels and car rental companies, and more. Annual fee is $525, but a standard United Club membership could run you $650, so the card is the way to go for Club access. NEW CARDHOLDER BONUS OPPORTUNITY: Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.

  • U.S. Bank Altitude Reserve Visa Infinite Card – $400 annual fee but the potential for $325 in yearly travel credits, plus 3 points per dollar on travel spending as well as on mobile wallet spending and a lot more.
  • City National Bank Crystal Visa Infinite – $400 annual fee with a number of travel credits and 3 points per dollar on most travel purchases, plus airport lounge access and Visa Infinite benefits. No online application.
  • Truist Wealth Visa Infinite – According to Truist, this Visa Infinite credit card is only available to those with “$1 million or more in investable assets at Truist.”
  • UBS Visa Infinite – Only available through UBS financial advisors (meaning you must be a UBS client). Has a $495 annual fee but enough travel and dining credits to potentially more than make up for the cost, not to mention extra Visa Infinite benefits.
  • Ritz-Carlton Visa Infinite – This Visa Infinite credit card is discontinued for new applicants, but word is that you can still convert certain Marriott credit cards into it by calling Chase and asking for a product change. Its impressive list of rewards and benefits might make it worth the effort.
  • J.P. Morgan Reserve Visa Infinite – This invite-only Visa Infinite credit card is “reserved” for J.P. Morgan Private Bank clients, which means you’ll have at least $10 million in assets with the bank.
  • First Bank Beyond Ultimate Infinite Visa – Only available in Puerto Rico.

Author: Adam Jusko


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