Best 0% APR Credit Cards (on New Purchases)

You’ll pay no interest for as long as 15 months.

Offers on this site may be from companies that compensate us, which may impact the location and order in which products appear. Not every available financial offer in the market is listed. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Proud Money has partnered with CardRatings for coverage of credit card products. Proud Money & CardRatings may receive a commission from card issuers.

These cards offer a 0% APR on new purchases for as long as 15 months. (Also see our Best Balance Transfer Credit Cards List if you want to transfer a balance with zero interest.)

 

card_name

card_name0% APR Offer: intro_apr_rate,intro_apr_duration. After that, your APR will be reg_apr,reg_apr_type, based on your creditworthiness and other factors as determined at the time of account opening.

AND MUCH MORE: The Blue Cash Everyday® Card from American Express is one of the best rewards credit card for grocery purchases with no annual fee, plus a rare 3% reward for general online purchases.

EARN:

  • 3% cash back on groceries at U.S. supermarkets on up to $6,000 per year on eligible purchases (then 1%)
  • 3% cash back on U.S. online retail purchases on up to $6,000 per year in purchases (then 1%)
  • 3% cash back on gas at U.S. gas stations on up to $6,000 per year on eligible purchases (then 1%)
  • 1% cash back on other purchases.

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

NEW CARDHOLDER WELCOME BONUS OPPORTUNITY: bonus_miles_full

card_name. American Express is a ProudMoney advertiser.

 

card_name

card_name0% APR Offer: intro_apr_rate,intro_apr_duration. After that, your APR will be reg_apr,reg_apr_type, based on your creditworthiness.

AND MUCH MORE: Capital One’s Savor credit card offers generous cash back in everyday categories where you are likely to be doing real spending, with no annual fee! Earn 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases.

EARLY SPEND BONUS: bonus_miles_full.

 

card_name

card_name – 0% APR Offer: intro_apr_rate,intro_apr_duration. After that, your APR will be reg_apr,reg_apr_type, based on your creditworthiness.

AND MUCH MORE: Easy-to-understand cash back credit card gives 1.5% cash back on every purchase you make with the card, so it’s not necessary to think about different purchasing categories. No annual fee to worry about, either. EARLY SPEND BONUS: bonus_miles_full.

 

0% APR Business Credit Cards

card_name

card_name0% APR Offer: intro_apr_rate,intro_apr_duration. After that, reg_apr,reg_apr_type.

Why Else We Like It: Blue Business Plus offers generous, simple-to-understand rewards with no annual fee. Great option if you’re already earning Membership Rewards® points with other American Express credit cards.

Your business earns:

  • 2X Points on eligible business purchases, on up to $50,000 in spending per calendar year. (Eligible purchases are purchases for goods and services minus returns and other credits.)
  • Your business then earns 1X Points on other eligible purchases after the first $50K spent with the card.

Points can be redeemed within the popular Membership Rewards program toward a variety of travel rewards as well as other options.

NEW CARDHOLDER WELCOME BONUS OPPORTUNITY: bonus_miles_full

card_name. American Express is a ProudMoney advertiser.

 

card_name

card_name0% APR Offer: intro_apr_rate,intro_apr_duration. After that, reg_apr,reg_apr_type.

Why Else We Like It: Blue Business Cash offers a generous, simple CASH BACK rewards formula with no annual fee. Choose this if you want great rewards without having to think too hard about those rewards while you’ve got your mind on your business.

Your business earns:

  • 2% Cash Back on eligible business purchases up to $50,000 per calendar year, automatically credited to your statement. (Eligible purchases are purchases for goods and services minus returns and other credits.)
  • Your business then earns 1% cash back on other eligible purchases after the first $50K spent on your Card, automatically credited to your statement.

NEW CARDHOLDER WELCOME BONUS OPPORTUNITY: bonus_miles_full

card_name. American Express is a ProudMoney advertiser.

For rates and fees of the card_name, please visit this page. For rates and fees of the card_name, please visit this page. For rates and fees of the card_name, please visit this page.


Author: Adam Jusko